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Comparing AI Tools: Cursor vs PearAI

Alex Hrymashevych Author by:
Alex Hrymashevych
Last update:
25 Jan 2026
Reading time:
~ 3 mins

Cursor: A Comprehensive AI Tool

Cursor is a versatile AI tool designed to operate seamlessly across multiple platforms including Windows, macOS, and Linux. Developed by Cursor, it supports a wide range of language models such as GPT-4, GPT-4 Turbo, and the upcoming GPT-5 (High MAX), among others. One of its standout features is its large context window of 1 million tokens, which allows for extensive data processing in real-time. Cursor enables full terminal access and boasts predictive edits, making it a powerful tool for developers seeking advanced functionalities. With its multi-file agentic editing and standard privacy policy, Cursor ensures a balanced approach to user data management. Additionally, the tool is competitively priced, offering a free tier with premium access available for $20/month.

Pros

  • Supports a wide range of LLMs including GPT-5 (High MAX).
  • Large context window of 1 million tokens.
  • Full terminal access for comprehensive control.
  • Predictive edits enhance efficiency.
  • Affordable pricing with a free tier available.

Cons

  • No local inference capability.
  • Standard privacy policy may not appeal to privacy-conscious users.

PearAI: Advanced AI Solutions

PearAI is a robust AI tool offering standalone architecture compatible with Windows, macOS, and Linux. Developed by PearAI, it provides support for leading language models like GPT-4 and its proprietary PearAI Model. The tool features a substantial context window of 200k tokens and allows local inference, giving users the ability to process data without external dependencies. Its Zero Data Retention privacy mode prioritizes user data protection, making it ideal for privacy-sensitive applications. PearAI also includes full terminal access and predictive editing capabilities, enhancing user productivity. The pricing reflects its advanced features, with a free tier and premium version costing $200/month.

Pros

  • Local inference capability for enhanced data privacy.
  • Zero Data Retention policy for maximum privacy.
  • Supports a comprehensive range of LLMs including PearAI Model.
  • Full terminal access and predictive edits included.

Cons

  • Higher premium price point of $200/month.
  • Smaller context window compared to Cursor.

Comparison Table

Feature Cursor PearAI
Architecture Type standalone standalone
Supported Os Windows, macOS, Linux Windows, macOS, Linux
Developer Cursor PearAI
Supported Llms GPT-4, GPT-4 Turbo, GPT-4o, GPT-5 (High MAX), Claude 3.5 Sonnet, Gemini, cursor-small, Supermaven GPT-4, GPT-4o, Claude 3 Opus, Llama 3.1 405b, PearAI Model
Custom Model cursor-small PearAI Model
Context Window 1M tokens 200k tokens
Agentic Editing Yes, multi-file Yes, multi-file
Terminal Access Full Full
Privacy Mode Standard Privacy Policy Zero Data Retention (ZDR)
Certifications SOC2 Type II (Enterprise) SOC2 Type II (Enterprise)
About Price Free – $20/mo Free – $200/mo
Config File .cursorrules .pearrc
Migration Seamless Seamless

Conclusion

Both Cursor and PearAI offer robust AI solutions tailored to different needs. Cursor stands out with its extensive LLM support and larger context window, making it suitable for high-volume data processing. In contrast, PearAI excels in privacy protection and local inference capabilities, ideal for users prioritizing data security. Choosing between them depends on your specific requirements for privacy, processing power, and budget.